Banking & Finance

Bear Market

A market condition in which the prices of securities are falling, and widespread pessimism causes the negative sentiment to be self-sustaining. As investors anticipate losses in a bear market and selling continues, pessimism only grows.

Balloon Loan And Mortgage

A long-term loan, often a mortgage, that has one large payment (the balloon payment) due upon maturity. A balloon loan will often have the advantage of very low interest payments, thus requiring very little capital outlay during the life of the loan.

Balance Transfer

A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period. It does not have to be the entire amount. The card [...]

Bridge Loan

A short-term loan that is used until a person or company secures permanent financing or removes an existing obligation. This type of financing allows the user to meet current obligations by providing immediate cash flow. The loans are short-term (up to one year) with relatively high interest rates and are backed by some form of [...]

Bombay Stock Exchange

Bombay is one of the few exchanges to use the BOLT online trading system, which can handle both order driven and quote driven trades. This electronic infrastructure cuts costs and speeds up the entire process for a highly efficient platform that is needed in today’s fast paced investment society. There are over 9,000 BSE trading [...]

Collection Agency

A collection agency is a company who has been retained by company to collect a debt or who has purchased a bad debt that has been charged off by the original creditor.

Credit Default Swap

A swap designed to transfer the credit exposure of fixed income products between parties.

Financial Collateral

Assets pledged as security for a loan. In the event that a borrower defaults on the terms of a loan, the collateral may be sold, with the proceeds used to satisfy any remaining obligations. High-quality collateral reduces risk to the lender and results in a lower rate of interest on the loan.

Currency Trading

To be able to start investing in foreign currencies, the first thing you need to know is what happens during currency trading and how you can earn from it.

Consumer Price Index (CPI)

The CPI is among the most important and closely observed economic statistics in the world. It is a statistical measure based on the prices of representative items, collected periodically.